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Simple DI Coverage for Uninsurable Occupations

Is your client having trouble securing an Income Protection Plan because they work in a high-risk industry or occupation?

There is now an Income Protection plan that will protect your clients 24 hours a day for sickness and off the job injuries regardless of their profession.

 

Main Advantages of the Policy
  • Simple to Issue – Easy app with knockout questions. No exam or income documents.
  • Affordable – Clients choose their benefit amount and period to fit their budget
  • Fast Protection – Policies are issued in just a few days.
  • Portable – Protection is owned by your client, not tied to their current job.
Sample Illustration
Issue Ages 18-61
Renewability To age 65
Maximum Tax Free Monthly Benefit $4,000
Elimination Period 30 days/90 days (accident/sickness)
Benefit Periods 12, 24, 36 months
Premium Structure Unisex (Tobacco/Nontobacco)
Benefits Total/Partial Disability
Recurrent Disability
Waiver of Premium

 

Contact your CPS Disability Income Specialist for information to help secure coverage for your tough to place DI cases today.