Vitality

Seeing is believing, so we’re giving you a first-hand exclusive on the actual rewards and benefits real life members receive under the John Hancock Vitality Program – and why it’s one of the most innovative and popular Life Insurance strategies on the market today.

Wheel of Fortune

What if every time you went for a walk around the block you got $100 dollars? Under the Vitality Program, you have the opportunity to do just that. Every time members meet their workout goal, they get to spin the Vitality Wheel for a chance to win a cash gift card.

Smitten Not Stirred

To get you started off right, Vitality Members are immediately eligible to receive a free FitBit at sign up. But if you want to take it up a notch, you can also earn an Apple Watch Series 4 for only $25 using Vitality Points as well – with payments based on workouts completed within a calendar month.

Taking You Higher

The bigger they are, the better they fly. Reach a new status level in the program and get rewarded with cash credits to heavy hitters like Amazon, Hyatt, iTunes, REI, Royal Caribbean International and more.

Survey Says?

The Vitality Program practically sells itself, with discounts on annual premiums up to 15%, savings on healthy foods and cash rewards – all the while ensuring financial stability.

Contact your Life Sales & Marketing Associate to learn more about how you can enhance the trajectory of your clients’ future.

Many of your clients may not be aware of the ‘living’ benefits and other perks of a life insurance policy.

Here are a few fast facts that may help sway the vote on selling a policy:

Cash Accumulation

Some permanent life insurance policies include a cash value – meaning there’s the financial potential that can be applied towards college tuition or even supplemental income for retirement.

Rewards & Discounts

Participants in the John Hancock Vitality Program are encouraged to eat right and exercise -the incentive is that they can save up to 15% on their annual premiums.

If that wasn’t enough, clients will also:

• Earn an Apple Watch® Series 3 for just $25, simply by exercising regularly
• Receive a complimentary Fitbit® device
• Save up to $600 annually on healthy food purchases
• Reap discounts and rewards from Amazon, Hyatt, iTunes, REI, Royal Caribbean International, Whole Foods and more

Tax Advantages

Proceeds are generally income tax-free to beneficiaries.

And when properly structured, are not considered part of your estate – and therefore safeguarded against estate taxes. Plus, there’s room for tax-deferred growth, tax-favored loans, and tax-friendly withdrawals

More Affordable Than People Think

Most people over estimate the total cost to be almost twice what it really is. And with term life rates on the decline, a personal policy is more affordable than ever – especially if purchased early and coupled with a healthy lifestyle.

Long Term Value

Imagine a family of four living off a single 60k annual income. If that income were to suddenly disappear at age of 40, it accumulates to a total loss of 1.2 million over only 20 years. That’s well over the amount the average person could save on their own.

Contact your Life Insurance Specialist for detailed information about a plan that meets your client’s needs and budget.